Inspiring Quotes: William Arthur Ward

This is one of my favorite Inspirational author and writer Mr. William Arthur Ward. Be inspired with his words of wisdom.

"The experienced mountain climber is not intimidated by a mountain -- he is inspired by it. The persistent winner is not discouraged by a problem -- he is challenged by it. Mountains are created to be conquered; adversities are designed to be defeated; problems are sent to be solved. It is better to master one mountain than a thousand foothills."

 "Four steps to achievement: Plan purposefully. Prepare prayerfully. Proceed positively. Pursue persistently."

"Faith is knowing there is an ocean because you have seen a brook."

For Everything there is a season..

".There is an appointed time for everything And there is a time for every event under heaven."  Ecclesiastes 3:1.

God appoints time and seasons for every person, every place, every circumstances. He has control in every events in our lives : the happy and the sad, the easy and the difficult, the sweet and the sour.

Never too late: Be Prosperous!

While having plenty of money helps, by itself it cannot define true prosperity. True prosperity is having wholeness and abundance in every area of your life, including your health, your relationships, and your finances.

Here's to share on the aspect of prosperity in finances.

Financial Planning generally will aid and assist one to achieve financial goals and objectives through proper management of financial resources.  In doing so, financial planner will assess one’s present position, identify goals/objectives and then define the best way to achieve them. However, the decision will still be on client’s prerogative.

My client is one of the few who wanted to make a paradigm shift in their finances and most of all, to be financially free.  Why not!! ~ It is never too late to be at peace financially!

In this uncertainty of time, it is most important, therefore, that a regular annual review of plan should be carried out to ensure that we will remain on course. And so that corrective measures can be taken if circumstances may change.

As a synopsis, following are steps in financial planning:

1. Identify your Goals and Objectives
2. Gather related/required data
3. Analyze the financial standing
4. Develop a plan
5. Implement the Plan
6. Monitor and reassess the plan

Even God wants us to prosper and to have abundance in life:

Jeremiah 29:11

"For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future." 

God bless us in all our endeavor!

Home by Daughtry: LSS (Last Song Syndrome) of DAD

'..I'm staring out into the night, trying to hide the pain..'

This has been the feeling of you Dad during the last days before your trip to Japan - to join with the rest of the crews of Iwatesan. especially for the last few minutes at the airport. 'twas full of mixed-indescribable- emotions! I can felt your pain too. But this is our life for now. and im sure, the goal to have each other.. together for the rest of our lifetime will always be in the #1 list...in time dad..;)

i'm looking forward for you to sing to me again the following lyrics:

 '..i'm going HOME, back to the place where i belong..and where your LOVE has always been enough for me.'

See you soon Dad.

Take care and be safe always... God Bless..:)

Growing financially & Spiritually: Keep on Learning!

Joining RFP ( Registered Financial Planner Phils. ) Program (i'm in Batch22) is of big help.
~ it's an additional insight and realization:  in our life; in our household financial; personal financial planning; and life 's goals determination...

It changed and helped me a lot on the way i handled our finances and the way we set our financial goals. Further, it gave me confirmation on what matters most when one is gearing towards financial freedom. And wanting to prepare to  Retire young [ at Heart! ;)] and retire comfortably rich. hmmm! why not!? (let this be one of our goals my dear friends!) Yes we can retire comfortably! it's just a matter of planning and be financially literate. (Thanks dad for your undying support in my endeavor!)

It is of deep pride that we can share the knowledge and wisdom we earned from RFP. I am thankful also that we have a great batch22 group eager to explore and to share the learnings. ;)

 It is by God's grace we can do all these things in life and all for His greater Glory! let's keep on learning! and never stop gaining more wisdom!;)

Reposting: An Everyday Survival Kit ( from: Foodforthought)

AN EVERYDAY SURVIVAL KIT:
Toothpick
Rubber band
Band aid
Pencil
Eraser
Chewing gum
Mint
Candy Kiss
Tea Bag

Here's why:

Toothpick - to remind you to pick out the good qualities in others...Matt 7:1

Rubber band - to remind you to be flexible, things might not always go the way you want, but it will work out...Romans 8:28

Band Aid - to remind you to heal hurt feelings, yours or someone else's...Col. 3:12-14

Pencil - To remind you to list your blessings everyday...Eph1:3

Eraser - to remind you that everyone makes mistakes, and it's okay...Gen. 50:15-21

Chewing gum - to remind you to stick with it and you can accomplish anything ...Phil 4:13

Mint - to remind you that you are worth a mint to your heavenly father...John 3:16-17

Candy Kiss - to remind you that everyone needs a kiss or a hug everyday...1 John 4:7

Tea Bag - to remind you to relax daily and go over that list of God's blessings...1 Thess 5:18

This is my gift to you. May God richly bless you.

To the world, you may just be somebody...but to somebody, you may be the world.

 Let's fill the world with Love.  Hug someone today and let them know that they are loved. ;)

A glimpse on one of my fav books: The Red Sea Rules

Just as Moses and the Israelites found themselves caught between "the devil and the deep Red Sea," so are we sometimes overwhelmed by life’s problems. But God delivered the Israelites, and He will deliver us too. The Red Sea Rules reveals, even in the midst of seemingly impossible situations, God’s promise to make a way for us. His loving guidance will protect us through danger, illness, marital strife, financial problems--whatever challenges Satan places in our path. Using the Israelites’ story as an example, Robert Morgan offers ten sound strategies for moving from fear to faith. Among them: 

• Realize that God means for you to be where you are.  

• Acknowledge your enemy, but keep your eyes on the Lord.  

• Pray. 

It is certain that we will face difficulties, and that God will allow them, as He allowed the Israelites to become trapped between Pharaoh’s rushing armies and the uncrossable Red Sea. But just as certain is the fact that the same God who led us in will lead us out. As The Red Sea Rules makes comfortingly clear, He is in control.

My Dear Friend in Cebu  introduced this book to me way back 2003 [ if i'm not mistaken! ;)]. thanks Fay for sharing..it is always been my companion ever since..

Disturbances in life, most often than not, makes us trembled and shaken..so scary yet so refreshing.. refreshing that we will learn a lot and we will become 'the one' ~ ready to receive God's abundance.

A Taste of Love: that moves in a mysterious way.;)

Dad-Mami

"...Love moves in mysterious ways..it's always so surprising..when love appears over the horizon.. i love u for the rest of my days...."

Dad, You are more than a husband to me:.. An answered prayer..

My Best friend, best buddy, best critic, best chef (hehehehe)... My best of all..

'The one' in life, they said, is hard to find. Yezzz.. it's true!!... in my experienced, it took me N yrs to find 'the one'. hehehhe. But it was worth the wait.;)

Thanks Dad for everything. Our love endures forever..Our love keeps us so strong.. our love keeps us so close-though- far apart..;)..

I thank the Lord for giving You to me.. My all-wrap-in-one husband..My Dad! ;)

Loves you so much! ;) Mami.. am so blessed..hmmmmmmm

A Taste of a Family: tested by time..

Our Family    

Our Parents... an epitome of a perfect parents that one would like to have:

nay-tay

    Nanay senyang (62 yrs old)
 Tatay Fredo  (66yrs old)

Raising 7 children is no joke!!we saw the hardships and determination of nay-tay to raised us all. especially when we were in our college years. 'twas superb!!  around of applause! standing ovation!!
A salute, a plaque of appreciation, a medal, are not enough to thank them. But i Say thank you anyway..i love these two old-groovy-singing-senior citizen..hehehhehehe..they both love rico puno, rey valera, frank sinatra, engelbert songs. and of course the all time fav visayan songs matud nila and matud mo..hahahhaha

Happy bday tatay pidot (Sept5!)... good health and more more more bdays to come (hehehhehe).God bless.mwa!.;) i missed your adobo and pansit..anhi na mo diri ui..;).. Don't forget to take your meds..;)

... Flavorsome...

My friend Dang inspired me to used my blogsite.. back then, never knew what title i will have for my site.. it was then that i read the blog of my friend Dang entitled: The Ego.. her insights and advise triggered me to share about flavorsome life.
This is it Dang!.. thanks so much.. way back in college.. i remembered our tasteful-friendship...so flavorsome.. our friendship menu is so complete. there is so much laugther..intense emotions. ;). it was you who introduced me to our Catholic Group Community - Sowers Field Community in 1992 (correct ba?.).. this was my turning point.. it has changed a lot.. and until now it gives me pride and honor to be one of the members..
I miss you my friend.. ;)
..upon writing this blog.. all those memories flashed back in my mind..
i remembered when you brought me to join playing with street kids in Cagayan de Oro  Park near San Agustin cathedral..
i love it when we had our fellowship.. so refreshing Dang...
we were classmate in our religion and logic subject, right? under Sir Jay...
i remembered our retreat in transfiguration Malaybalay bukidnon.. what a journey it has been my friend..
i remembered our visit in carmelites bukidnon..
i remembered our daily masses in Xavier U chapel.. every 6am, right? or 530am?.

 ... and i thank God for giving me all these flavorsome friends... who touched my life in a special way..
...life is so tasteful...and more to discover... flavorsome...

thank you Dang..;)mwah!....hmmmmmhmmmmmmmm (hug-tyt ni cya dang!)

A Toast of happiness: more than just passing the exam... ;)

...Sept.02, Friday,yesterday was raining cuts and dogs..and i was inside a room together with 18 examiners.. the aircon was cold ..but i felt the temperature was hot! we were silently reading and answering the exam using our mighty pens and calculators.. i'ver never felt this kind of pressure for 15 years (i guess! ).. 'twas indeed a mix of flavored pains and emotions:
Pains?? yezz..I had back and neck pains...hmmm.. not used to prolong sitting anymore..
Emotions ~..kinda stressful if can make it to the time limit....many thoughts came out in my mind...huh? - i want to lie down already..;)
the exam is so tricky but then again, it is what we finance/bookkeepers are doing all our working life...
we finished at 3pm and waited for the result until 630pm..TESDA needs to assess us if we are competent and worthy to give the national certification..
.. during the waiting moment... i met ging, mj, madeline and two more girls. we were in the round table.. talking and talking just to released the tension inside our tommy... madeline had her hyperacidity.. the other one seemed to have LBM.. and i kept going to the CR for my wewe..waahhhh...we did not noticed how time past..the other group wast just silent (they were 7 pax in the other side).. but our group were so naughty.. just laughing and sharing anything goes topics.. Ging is a finance manager in one of the travel agencies in Manila. and a lively person. she promised us to give us a friendly discount once we booked our trip with her..hehehe..
..the waiting was over, the officer from TESDA came down.. bringing the results..wew!! we were sweating and nearly vomit.....we were 19 who took the exam.. and i was the last who were called for the result and handed to me the slip....i felt as if time stopped..i paused.. looked up above and breathe deeply..and slowly open the small paper..i scrolled my eyes down to where the assessor put her 'check' marked..Thank God! she put it in the competent box and for issuance of NOC.. i jumped and hugged the girls around in our group..we were so happy.. the emotion is so extremed...in our group only Ging did not make it..but she reasoned out that she is not an accounting grad.. acceptable excuse.;).we laughed out loud then! out of 19 examiners, only 7 did not make it...MJ (Mary Jane!) was so happy, she did not expect to get the competency certification, being not an accounting grad.. she was my seatmate in the exam..i congratulated her and so proud of her!..
Heavy rains were still pouring when we went home. No choice, got wet.. 'twas so traffic then...wew!.arrived home safely and happy..

...Worth to have that flavorsome of pains and emotions, right?!....plus a bonus of flavorsome acquaintances/friendships..:)

P.S.. i offered the result to my ever loyal-supportive-huggable-hubby.. Dad this is for you..;) kiss-hug tyt always!..;)